How many people have access to a 401k account?

By | February 17, 2017

From the early indications, almost 70% of the sampled population has access to a 401k account. This is by far the most popular government-sponsored investment choice attracting 7 out of every 10 people in our sample. The next most popular choice is the Roth IRA, seeing approximately a 40% usage rate. HSA and the Traditional IRA… Read More »

Changing habits across age

By | February 15, 2017

Today we’ll look at two more charts derived from our data on saving habits. First up, we have a chart showing how much people stock away as a percent of income across age. The savings rate will capture personal contributions to 401k, IRA, HSA, as well as an “all other” bucket. We can see a general downward trend… Read More »

How do you stack up against everyone else?

By | February 15, 2017

Since everyone is curious to know how their saving habits compare with our sampled population, I’ve put together a few preliminary charts showing just that. For now, these numbers should be taken with a grain of salt, and a big one at that. We offer an anonymous interface, so there is no way to verify… Read More »

Who cares about inflation?

By | February 14, 2017

I sometimes wonder how so many “retirement calculators” can get this one so wrong. Most are designed to provide an estimated value of your 401k, your IRA, or your HSA in 20, 30, or even 40 plus years! But what exactly does one million really mean by the year 2047? To make the obvious point slightly… Read More »

We finally have a blog!

By | February 5, 2017

Since you’re here, might as well give yourself a pat on the back for finding this obscurity amidst everything else the internet has to offer. But let’s just say that we are really excited to share our progress on all of the cool stuff we’ve got under development, lot’s of advice (supported with data) to help get your… Read More »